PRE-PLANNING

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FUNDING OPTIONS

HOW DO YOU PRE-PAY FOR A FUNERAL?
You may select one of two ways to pre-pay for a funeral.

PRE-PAYMENT IN FULL
The first method is to make payment in full. This will guarantee the price of the funeral and merchandise selected.

PRE-FUNDING THROUGH LIFE INSURANCE
Pre-funding funerals is a growing trend in America because of the peace of mind that comes from having one's affairs in order. Funding those arrangements with insurance coverage or a trust are the two ways we handle pre-funding.

YOUR FUNDING IS SECURE
Your funding is backed by Columbian Life Insurance Company - an industry leader for more than 125 years along with parent company Columbian Mutual Life. They consistently earn high marks for financial stability from the top financial ratings companies in the country.

TAX FREE VALUE, TAX FREE DEATH BENEFITS
Our plan provides life insurance benefits that are exempt from federal income tax when paid to a named beneficiary. Neither the increasing value of the coverage nor the total benefits paid at the time of death are federal income taxable.

WHY PLAN AHEAD?
Planning in advance of need provides peace of mind. The death of a loved one is a time of great loss and advance planning can reduce stress for your family with the knowledge that your preplan has been completed. This allows your loved ones to devote more time to coping and understanding the loss and less time concerned with funeral arrangements and financial details.

MERCHANDISE AND FUNERAL COST
Your Funeral Director understands that your personal choices are of the utmost importance. Your Funeral Director will meet with you to show the quality merchandise, assist you with the selection of the necessary merchandise and help you make the proper arrangements. Through pre-planning the cost of a funeral will be controlled. Merchandise selection during your pre-planning helps insure that you do not exceed what you want to pay. Pre-payment also offsets the risk of rising funeral costs in the future due to inflation.

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