Hart Funeral Services will deposit 100% of the money received toward a Funeral Plan into a Trust or Insurance policy, where it cannot be released to us until after the funeral you have chosen has been provided for you. 100% of the money you have pre-paid will be used for your funeral.
There are two types of preneed funeral contracts - Standard and Inflation-Proof. Under a Standard Contract, the consumer is putting some funds towards the provision of funeral goods and services. Although the consumer may express a preference about which goods and services he or she desires, no goods and services are actually purchased at this time. The Consumer may also express his or her desires in order to determine how much his or her funeral would cost if held today. This amount is used solely to determine how much funding would be required were the funeral held today. Again, no goods and services are actually purchased with a Standard Contract.
Under an Inflation-Proof Contract, the consumer actually selects funeral goods and services. The funeral home guarantees to provide those funeral goods and services at the time of need. The consumer may also select cash advance items, but the cost of these items is not guaranteed.
If you have an Inflation Proof Pre Need plan Hart Funeral Service is contractually obligated to provide all the services and merchandise included in your plan. The only change would be if survivors would wish to purchase any merchandise or service in addition to the prearranged plan.
By contract, Hart Funeral Service guarantees to provide those funeral goods and services that you have chosen to be included in your Inflation Proof Pre Need Contract at the time of need no matter how many years prior to use your plan was established.
Because your money is held in a certified Trust governed by state law, it will always be there for your funeral, even if our funeral home were to be purchased or go out of business,
Should you move outside of our service area, your Pre Need Funeral Plan provides those funds for your funeral at the funeral home of your choice.
It may, but aren't your life insurance benefits intended for your spouse's security or your child's education? Also, the cost of a funeral continues to rise, while your life insurance benefits don't increase over time.
Social Security provides a lump-sum payment of only $255, and only of you qualify! Well below the cost of any funeral.
No. The younger you are, the more you have to gain. Prices will continue to rise until you freeze your costs by your purchase.
Each Pre Need Funeral Plan is registered with the State and all Trust Fund records are periodically audited to assure the deposit of funds.
Absolutely not. The Pre Need Funeral Plan can not be canceled by the Funeral Home.
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